Gail Moody is the proud owner of the Gail Moody State Farm Insurance Agency, proudly serving families and individuals across Maryland, Pennsylvania, and Delaware. With over 33 years of experience in the insurance and financial services industry, Gail is deeply committed to helping clients safeguard what matters most.

"Families rely on me to help them understand their risks, and I never take that trust for granted," says Gail. "That's why I'm passionate about building a team of professionals who are as dedicated to our clients' well-being as I am. We work hard so our customers can rest easy knowing we're always in their corner."

Alongside her expert team, Gail goes above and beyond to offer a comprehensive and personalized approach to managing life's risks. Her agency provides a full range of insurance options, including auto, home, renters, life, disability, and business coverage.

A proud graduate of Morgan State University, Gail is also a passionate community advocate. She actively participates in several organizations, including Delta Sigma Theta Sorority, Inc., The Coalition of 100 Black Women, Inc., The CALGF, Inc., and The Links, Inc. She is also a proud member of Bethel AME Church in Baltimore.

Above all, Gail cherishes her role as a mother to her two children, Stephen and Jordan, who inspire her every day.

Carlton Ferguson is the CEO of CDF Lending and a trusted loan officer in both commercial and residential real estate financing. With extensive industry insight and a strategic mindset, he delivers customized lending solutions for investors, developers, individuals, and families across a broad range of asset classes and property types.

Carlton leverages a robust global network of lenders to secure financing for commercial projects including multifamily housing, hospitality properties, retail centers, ground-up construction, and refinancing transactions—both in the U.S. and internationally. He structures creative, outcome-driven financing strategies that support acquisitions, recapitalizations, new development, and long-term portfolio growth.

In the residential market, Carlton is equally committed to helping first-time homebuyers, move-up buyers, and seasoned investors secure the capital they need to build or expand their financial foundation. Whether guiding a family toward homeownership or advising a commercial client on a complex development deal, his mission remains the same: to provide expert guidance, discretion, and access to the resources that turn real estate goals into reality.

In addition to his lending expertise, Carlton also serves as a commercial real estate consultant and business advisor, helping clients navigate funding strategies, growth planning, and deal structuring with clarity and confidence.

Shakeva is passionate about connecting people to the resources and relationships that empower their success. With a decade of experience in the insurance industry, she specializes in translating complex coverage options into clear, personalized solutions.

As an agent at Gail Moody Insurance Agency, Shakeva offers a comprehensive range of services, including auto, home, life, and business insurance. She is dedicated to helping clients navigate the insurance landscape with confidence, ensuring they are protected against life's uncertainties.

Beyond her professional expertise, Shakeva is deeply committed to her community. She enjoys exploring local eateries, staying active, and engaging with the vibrant Baltimore community. Her client-first approach and dedication to building lasting relationships make her a trusted partner in securing peace of mind.

With over a decade of experience in luxury residential and commercial real estate, Nikki Williams is a trusted advisor for buyers, sellers, and investors. As a military veteran, educator, and seasoned real estate investor, she brings a strategic, detail-oriented approach to market analysis, asset management, and portfolio growth. Specializing in luxury homes and income-generating properties, Nikki helps clients build wealth and maximize their real estate potential.

A graduate of North Carolina Central University with an MSA in Educational Leadership from North Carolina State University, She is committed to financial education and informed decision-making. As a respected industry expert, Nikki Williams shares insights on market trends, investment strategies, and wealth-building, providing clients and organizations with the knowledge to achieve long-term success..

Bringing visuals to life since 2020, she specializes in custom-made logos, business cards, and digital flyers tailored to my clients' unique visions. Her passion for the psychology behind color and marketing drives my design approach, ensuring that every project resonates with audiences on a deeper level.

Backed by over four years of product marketing experience with State Farm, she brings a deep understanding of branding and consumer behavior. Her portfolio also includes social media product campaigns for industry leaders such as L’Oréal, Dior, Maybelline, and more experiences that have refined her creative strategy and elevated her ability to connect with diverse audiences. Today she channels that expertise into her own business, helping entrepreneurs and brands bring their vision to life with impactful, market-driven design.